GET FREE CONSULTATION

310-597-2998

GET FREE CONSULTATION

310-597-2998

Alternatives to Bankruptcy

If you are experiencing debt issues, then bankruptcy is just one of many options. When you connect to one of our experienced attorneys, they can analyze your situation and find the best possible option. Whether you want to save your property or restore your credit, our experienced bankruptcy attorney will work with you to meet your goals. While bankruptcy can be extremely beneficial for your situation, there are many other options that our experienced attorneys can first pursue.

DEBT NEGOTIATION

Try working with your creditors and debt collectors to find out if they can make your debt repayment more manageable. They may be able to lower your monthly payments or put a hold on your debts so that you can get back on your feet. You may be able to convince them to settle for a lower amount if you repay them all at once, called a lump sum. An experienced bankruptcy lawyer can help you negotiate with your creditors, as there are a number of effective strategies for dealing with credit companies.

DEBT COUNSELING

If your negotiation with your creditor fails, you may seek assistance from a debt counseling agency. These agencies can help you create a repayment plan.

TAKE NO ACTION

In some cases, the best approach to solving debt problems is to do nothing. If you are your family, have little income and are living simply, then the court may consider you to be judgment proof or collection proof. This means that creditors that decide to sue you will not be able to take anything! The government provides that you will not be deprived of your basic needs and in seven years, your bad credit will be obsolete.

Get Fresh Start Today!

Whether you are contemplating filing for bankruptcy or looking for a concise to file, you aren’t alone. With the rise in unemployment and the recent economic downturn, more and more individuals and families are turning to bankruptcy for their financial solution. To those people who are drowning in debt, bankruptcy is more than just a last resort – it’s the only resort to financial relief.

When answering “yes” to more than one of the following questions, it could determine a red flag in considering speaking to a bankruptcy attorney right away.

  • Are you paying for groceries, gas, and other everyday necessities with credit cards?
  • Have your interest rates skyrocketed because of missed payments?
  • Have you missed multiple mortgage payments and can’t catch up?
  • Are you working a 2nd job but still aren’t making a dent in your debt?
  • Is financial stress affecting your personal and/or work life?
  • Are you paying one credit card with another?

A bankruptcy attorney can help you find the best options for you and your family. Find out your options today and get your finances back on track — regardless of your budget. Call (310) 894-6440. For your FREE Consultation to get connected with an experienced bankruptcy attorney near you!

Types of Bankruptcy

Benefits of Bankruptcy

Based on what type of bankruptcy you qualify for, a bankruptcy attorney could help you eliminate credit card debt, medical bills, and personal loans, or restructure your debts into a payment plan that enables you to catch up on missed payments.

The best bankruptcy lawyers could also help:

  • Prevent a foreclosure so you can stay in your home
  • Potentially remove second and third mortgages
  • Stop collection agencies from harassing you
  • Stop wage garnishments and bank levies
  • Stop lawsuits against you

If you think bankruptcy is right for you, talk to an experienced bankruptcy attorney. Our lawyers have the expertise and experience to help you make well-informed decisions in the bankruptcy process. Call to connect with a bankruptcy lawyer now, regardless of your budget. Call (310) 894-6440 for Free Consultation

We Are Here For You 24/7

The faster you speak to a bankruptcy attorney the better. Waiting too long to file bankruptcy can complicate your case. Make it easy on yourself. Call us to talk with an experienced lawyer right away. Your call is confidential, and you’re FREE CONSULTATION with one of our bankruptcy attorneys at (310) 894-6440.

Lawyer Referral Service

If you are in need of an attorney to help you get appropriate compensation and medical care you deserve, you should contact an attorney today. Our experienced bankruptcy attorney will help you find the solutions you need for your legal issues.

If you have any questions about the information provided above, please contact Law Mart
.
Law Mart is a Lawyer Referral that can provide you with a Bankruptcy Attorney.

If you do have any questions about a texting attorney please contact us for a free Lawyer Referral.

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